pathoff← 이민·정착 전체 나라

이민·정착

파나마

A thousand a month in pension buys permanent residence, outright.

4/4
재료 확인
이 페이지가 묻는 재료 전부에 수치와 출처가 있습니다.
생활비
월 ~$1,950
Couple, all in. Compared at country level, so capital cities and large metros run higher. The price level behind it prices the basket residents buy, and a foreign renter cannot reach the cheap end of local housing — poorer countries may still sit too low here.
치안
Mid
Eighty-first globally and fifth in Central America and the Caribbean
영주권최근 변경
Permanent residence on a pension, at once
의료
Private, dollar-priced, and done here
Out-of-pocket spending is 40.5% of current health expenditure here (World Bank, 2023, CC BY 4.0). Read it with care: the measure counts only what insured people pay — not premiums, and not the uninsured — which is why the United States comes out at 10.9%, ahead of most countries on this site.

세부 자료는 아직 영어입니다. 어느 언어로 보셔도 같은 수치입니다.

더 많은 정보를 확인하고 있습니다.

이 수치들의 출처

재료 하나에 한 줄입니다. 아무거나 열어보면 출처와, 얼마나 믿는지와, 마지막으로 확인한 때가 나옵니다.

생활비월 ~$1,950

Pathoff judgement directed by evidence, not computed from it: the country’s position comes from the World Bank household consumption price level for 2024 (0.511 of the United States, CC BY 4.0 — the ICP benchmark carried forward annually by the World Bank’s own method); the US reference budget is ours. See the Pathoff method, section 12.

Couple, all in. Compared at country level, so capital cities and large metros run higher. The price level behind it prices the basket residents buy, and a foreign renter cannot reach the cheap end of local housing — poorer countries may still sit too low here.

신뢰도
출처를 보고 저희가 만든 수치
치안Mid

Global Peace Index 2026: rank 81 of 163, score 1.976. Converted by the Pathoff GPI formula (GPI in lib/scoring.ts)

Eighty-first globally and fifth in Central America and the Caribbean

신뢰도
출처를 보고 저희가 만든 수치
영주권Permanent residence on a pension, at once

Pathoff outcome rubric (the Pathoff method, section 10-4), residency band "Settlement is open": The pensionado grants permanent residence to an applicant with a guaranteed lifetime pension of $1,000 a month — $750 with property over $100,000 — with no minimum age and dependants included. At the foot of the band because the income must be a lifetime pension and expressly not investment income or retirement-account withdrawals, and because the Friendly Nations alternative was restricted in 2021 and tightened again on 10 January 2025.

신뢰도
출처를 보고 저희가 만든 수치
규정
최근 변경됨. 다른 곳의 오래된 안내는 이미 틀렸습니다
마지막 확인
2026-09
의료Private, dollar-priced, and done here

Pathoff healthcare rubric (the Pathoff method, section 13-2), band "You buy your own, and it is affordable": The social security system is built around people employed in Panama, so a foreign resident buys private cover, which is affordable and quick. At the very top of the band because Panama City’s private hospitals handle serious treatment domestically and draw patients from the region — what keeps it out of the band above is access to the public system, not the standard of the care.

Out-of-pocket spending is 40.5% of current health expenditure here (World Bank, 2023, CC BY 4.0). Read it with care: the measure counts only what insured people pay — not premiums, and not the uninsured — which is why the United States comes out at 10.9%, ahead of most countries on this site.

신뢰도
출처를 보고 저희가 만든 수치
규정
저희가 아는 변경 없음
마지막 확인
2026-09

여기는 어떤 곳인가

Panama’s pensionado is one of the few residence routes anywhere that hands a newcomer permanent residence immediately, on a lifetime pension of $1,000 a month and with no minimum age, in a dollarised country with good private hospitals and flights everywhere. Read the conditions rather than the headline: it has to be a lifetime pension, not savings or investment income, and the other main route has been tightened twice since 2021.

절차는 이렇습니다

1

Document the pension, not the savings

It must be a guaranteed lifetime pension; investment income and account withdrawals do not qualify.

⏱ 1–3 months
2

File through Panamanian counsel

Immigration applications are made by a lawyer here, and the fee is part of the budget.

⏱ 3–8 months
3

Buy private cover

The public system is for people employed here; private care is the practical route.

⏱ 1–2 weeks

정착하는 곳

Boquete / Volcán
Highland, cool, and the best-known retiree towns in Latin America
Panama City
The hospitals, the flights, and the humidity
Coronado / Pedasí
Pacific beaches within reach of the capital

위의 재료를 열어보면 그 수치가 어디서 왔는지, 얼마나 믿는지, 마지막으로 언제 확인했는지가 나옵니다. 어느 것도 공식 출처를 대신하지 않습니다. 마지막 검토 2026-09-04.

사진: 파나마 · Dr. Thomas Liptak, 라이선스 CC BY-SA 4.0, 출처 Wikimedia Commons.