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Indonesia publishes more long-stay routes than almost anywhere in Asia: a second-home permit on a bank deposit, a golden visa in tiers, a retirement permit from 55 — all five or ten years, all without a sponsor. Living costs are about a third of the United States. The honest limits are medical and administrative: serious treatment usually means a flight to Singapore, and Indonesian bureaucracy rewards patience.
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Pick a route and read its deposit
Second home, golden visa or retirement; the differences are capital, age and duration.
Open the Indonesian account the permit rests on
The second-home route is proved by a deposit held locally, not by foreign assets.
Join the national scheme, and insure for the flight
Membership is required after six months; evacuation cover is what covers the hard cases.