pathoff← 이민·정착 전체 나라

이민·정착

스위스

The best-run country here, and the hardest to be let into.

4/4
재료 확인
이 페이지가 묻는 재료 전부에 수치와 출처가 있습니다.
생활비
월 ~$4,800
Couple, all in. Compared at country level, so capital cities and large metros run higher. The price level behind it prices the basket residents buy, and a foreign renter cannot reach the cheap end of local housing — poorer countries may still sit too low here.
치안
Very high
Third in the world, behind Iceland and Ireland
영주권
Discretionary, quota-bound, and expensive
의료
Compulsory, comprehensive, and priced accordingly
Out-of-pocket spending is 22.0% of current health expenditure here (World Bank, 2023, CC BY 4.0). Read it with care: the measure counts only what insured people pay — not premiums, and not the uninsured — which is why the United States comes out at 10.9%, ahead of most countries on this site.

세부 자료는 아직 영어입니다. 어느 언어로 보셔도 같은 수치입니다.

더 많은 정보를 확인하고 있습니다.

이 수치들의 출처

재료 하나에 한 줄입니다. 아무거나 열어보면 출처와, 얼마나 믿는지와, 마지막으로 확인한 때가 나옵니다.

생활비월 ~$4,800

Pathoff judgement directed by evidence, not computed from it: the country’s position comes from the World Bank household consumption price level for 2024 (1.258 of the United States, CC BY 4.0 — the ICP benchmark carried forward annually by the World Bank’s own method); the US reference budget is ours. See the Pathoff method, section 12.

Couple, all in. Compared at country level, so capital cities and large metros run higher. The price level behind it prices the basket residents buy, and a foreign renter cannot reach the cheap end of local housing — poorer countries may still sit too low here.

신뢰도
출처를 보고 저희가 만든 수치
치안Very high

Global Peace Index 2026: rank 3 of 163, score 1.363. Converted by the Pathoff GPI formula (GPI in lib/scoring.ts)

Third in the world, behind Iceland and Ireland

신뢰도
출처를 보고 저희가 만든 수치
영주권Discretionary, quota-bound, and expensive

Pathoff outcome rubric (the Pathoff method, section 10-4), residency band "Hard, and partly out of your hands": For a non-EU applicant without an employer the route is a residence permit for people not in gainful employment, granted at cantonal discretion, generally to applicants over 55 with close ties to Switzerland, and in practice coupled with lump-sum taxation whose federal minimum taxable base is CHF 435,000. High in the band because the route genuinely exists and is published; in this band rather than above because whether it is granted is the canton’s decision and quotas apply.

신뢰도
출처를 보고 저희가 만든 수치
규정
저희가 아는 변경 없음
마지막 확인
2026-09
의료Compulsory, comprehensive, and priced accordingly

Pathoff healthcare rubric (the Pathoff method, section 13-2), band "Covered, and it covers everything": Every resident must buy basic insurance within three months of arriving, insurers cannot refuse anyone for the basic plan, premiums are published by canton and the cover is comprehensive with almost no waiting. At the foot of the band because the price is genuinely high — premiums plus a deductible of up to CHF 2,500 — and subsidy depends on income.

Out-of-pocket spending is 22.0% of current health expenditure here (World Bank, 2023, CC BY 4.0). Read it with care: the measure counts only what insured people pay — not premiums, and not the uninsured — which is why the United States comes out at 10.9%, ahead of most countries on this site.

신뢰도
출처를 보고 저희가 만든 수치
규정
저희가 아는 변경 없음
마지막 확인
2026-09

여기는 어떤 곳인가

Everything about living in Switzerland works: health care is comprehensive and prompt, it is the third safest country in the world, and the trains do what the timetable says. Getting a permit is the problem. For a non-EU citizen without a job offer the realistic route is a cantonal residence permit for people not working, which in practice means lump-sum taxation, a discretionary decision and a quota.

절차는 이렇습니다

1

Establish which permit is even possible

For a non-EU applicant without an employer, the answer is usually the non-gainful permit or nothing.

⏱ 3–12 months
2

Negotiate the tax arrangement with the canton

Lump-sum taxation is agreed canton by canton and several have abolished it entirely.

⏱ 2–6 months
3

Buy basic insurance within three months

It is compulsory, no insurer may refuse the basic plan, and the premium depends on where you live.

⏱ 2–4 weeks

정착하는 곳

Geneva / Vaud
Francophone, international, and the lake
Ticino
Italian-speaking, milder, and cheaper than Zurich
Zug / Schwyz
The low-tax cantons, and the reason people choose them

위의 재료를 열어보면 그 수치가 어디서 왔는지, 얼마나 믿는지, 마지막으로 언제 확인했는지가 나옵니다. 어느 것도 공식 출처를 대신하지 않습니다. 마지막 검토 2026-09-04.

사진: 스위스 · Thomas Wolf, www.foto-tw.de, 라이선스 CC BY-SA 3.0 de, 출처 Wikimedia Commons.